No deductibles. No networks. One card. Just care.
Traditional dental plans were designed decades ago. Annual maximums, network restrictions, and slow claims processing mean employees often don't get the care they need.
The standard annual cap hasn't kept pace with modern care costs. Adjusted for inflation, that $1,500 should be closer to $12,000 today. Your employees deserve more flexibility.
Employers pay thousands per employee for dental insurance — yet up to half goes to administrative overhead, not patient care.
Even with coverage, copays and plan complexity keep people from getting care. Benefits should remove barriers — not create them.
Toothsome creates a direct connection between employer dollars and dental care — simpler, faster, and more transparent.
Set a monthly or annual dental allocation per employee. Funds go directly into individual dental wallets — simple, transparent, and fully flexible.
Employees visit any licensed dentist — no networks to check, no pre-authorizations to wait for. They pay with their Toothsome card — employer funds cover eligible expenses automatically.
The Toothsome card pays providers instantly at the visit — no claims to file, no reimbursement to wait for. Eligible expenses draw from the employer-funded dental wallet in real time.
See how direct-funded dental care compares to the traditional plan model.
Employers fund ~$500/employee/year instead of $3,600+ in premiums — and only pay for care that's actually used.
Diabetic patients who receive periodontal treatment see 12–14% lower total healthcare costs — turning dental benefits into a medical cost savings engine.
Payments flow directly through the dental wallet card — no claims, no reimbursement delays. Eligible expenses are covered instantly at the point of care.
When employees actually use their dental benefits, companies see measurable reductions in medical claims. Dental care isn't just preventive — it's predictive.
The Diabetes Pilot: Employer-funded periodontal care → measurable A1C improvement → lower medical claims spend. Dental benefits become an ROI generator.
Everything employers and employees need to manage dental benefits — simple, transparent, and fully digital.
Employees always know their balance, spending history, and rewards. No more guessing what's covered.
Visit any licensed dentist. No networks to check, no referrals needed.
Patients pay providers directly at the visit. No claims to file, no 45-day waits.
Real-time visibility into utilization, spend, and medical cost savings. Track ROI on every dollar.
Preventive, restorative, and cosmetic — all funded through a single wallet.
HIPAA-compliant infrastructure with SOC 2 Type II certification and encrypted data at rest.
Schedule a walkthrough to see how Toothsome eliminates claims, reduces costs, and gives your team real dental care.